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Bankruptcy Law & Debt Relief
Ellicott City, Maryland Bankruptcy Law and Debt Relief Lawyers
represent
creditors and debtors in matters or controversies involving
creditors’ rights, debtors’ rights, debt relief, debt
collection and bankruptcy.
Federal bankruptcy laws
are designed to give debtors a financial "fresh start" from
burdensome debts. Congress is authorized by the United States
Constitution to enact uniform bankruptcy laws. Under this
grant of authority, Congress enacted the Bankruptcy Reform Act
of 1978. All bankruptcy cases filed after October 1st, 1979
are governed by this act. The current U.S. Bankruptcy Code,
which is codified as title 11 of the United States Code, has
been amended several times since its enactment, most recently
with the Bankruptcy Abuse Prevention and Consumer Protection
Act of 2005 . The U.S. Bankruptcy Code is the uniform federal
law that governs all bankruptcy cases. Six basic types of
bankruptcy cases are provided for under the U.S. Bankruptcy
Code and are traditionally given the names of the chapters
that describe them.
Chapter 7 - Liquidation.
Chapter 9 - Reorganization of Municipalities.
Chapter 11 - Business Reorganization.
Chapter 12 - Family Farming & Fishing Business
Reorganization.
Chapter 13 - Adjustment of an Individual's Debts.
Chapter 15 - Insolvency Cases Involving Other Countries.
Ellicott City, MD
Bankruptcy Law
and Debt Relief Lawyers typically charge an hourly rate for their
services. Some
Ellicott City, MD
Bankruptcy Law
and Debt Relief
Lawyers will quote a flat fee for a
particular matter, such as filing Chapter 13 Bankruptcy. Most lawyers require an advance payment called a
retainer before they will represent you. Some lawyers may
allow you to make payments in certain situations.
Clients with established relationships may be billed monthly
or on completion.
Common issues handled by Ellicott City, Maryland Bankruptcy Law
and Debt Relief
Lawyers include:
|
Bankruptcy Alternatives |
Eviction |
|
Business Bankruptcy |
Filing For Bankruptcy |
|
Chapter 7 Bankruptcy |
Foreclosure |
|
Chapter 11 Bankruptcy |
Garnishment |
|
Chapter 12 Bankruptcy |
Harassing Phone Calls |
|
Chapter 13 Bankruptcy |
Involuntary Bankruptcy |
|
Collections |
Judgments |
|
Credit Counseling Services |
Lawsuits |
|
Credit Report Issues |
Liens |
|
Creditor Issues |
Liquidation |
|
Debt Consolidation Loan |
Personal Bankruptcy |
|
Debt Relief Agency |
Repossession |
|
Debtor Issues |
Tax Liens |
Click on a Featured
Ellicott City, MD
Bankruptcy Law
and Debt Relief Lawyer
to learn more about the Featured Law Firm or visit the
OptimusLaw Law Library Online to learn more about
Bankruptcy Law and Debt Relief legal issues and topics. Call or email the Featured Lawyer of your choice
to present your legal matter and/or schedule an initial
consultation.
The Featured Ellicott City, MD Bankruptcy Law and Debt Relief Attorneys on
this page represent clients in Ellicott City, Maryland. Ellicott City, MD
is located in
Howard County
and is home to the county's courthouse.
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